Tuesday, June 18, 2013

Timely Topics - Summer 2013

By Dominic Siciliano


After a crazy year, treat yourself to some European relaxation. Companion really takes care of you on these trips.  Let’s talk about getting you there!


Companion’s STD and Life are both unique for a variety of purposes.  The entry age freeze and complimentary AD&D on the STD is great.  In addition, it will replace worksite carriers’ STD as a takeover with pre-ex waived.


This is their annual benefit study in a nutshell.  I find it very powerful how employees versus employers comment regarding voluntary benefits.  This piece could be a compelling add to your proposals as you revise the way your groups look at employee benefits.


When I think MetLife, I think great value and this will prep program is not utilized enough by agents and groups.  Free face-to-face will preparation with a real, live attorney when employees purchase supplemental life!

Allstate’s small group Critical Illness

Guaranteed Issue down to five lives, in most instances; Aflac takeover with no pre-ex; one flat rate for all of Michigan.  This is a home run!

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